Before filing a Littleton, Colorado Chapter 7 and Chapter 13 bankruptcy, you must take a personal financial management course (credit counseling course). If you are married and filing a joint bankruptcy, you and your spouse will also have to take the credit counseling course prior to filing bankruptcy. After filing a Chapter 7 or Chapter 13 bankruptcy, you will complete a debtor education course.
What is a Credit Counseling Course in Aurora, Colorado?
A credit counseling course in Aurora, Colorado, is a course designed to help determine whether a Chapter 7 or Chapter 13 bankruptcy makes sense for you. You can find a list of approved credit counseling agencies in Colorado here. Your financial situation (including income and expenses) will be examined to determine whether bankruptcy is best for you, or whether another repayment option is better. After completing a financial management course, your bankruptcy lawyer will file a certificate of course completion with your bankruptcy petition and bankruptcy schedules (Official Form 423 Certification About a Financial Management Course.) The court will send a warning if the certificate of completion is late. Don’t wait – make sure you get the certificate of completion to your bankruptcy lawyer as soon as possible. Waiting too long to file could mean running the risk of having the courts close your bankruptcy case and having to reopen the case at a later time.
What is a Debtor Education Course in Centennial, Colorado?
Parker Chapter 7 and Chapter 13 Bankruptcy Lawyer: Call Barry
If you live in Parker, Colorado and you are considering filing a Chapter 7 or Chapter 13 bankruptcy, contact bankruptcy lawyer Barry Arrington to learn more about a required credit counseling course and debtor education course. Barry can help you navigate through the bankruptcy filing process and complete all bankruptcy requirements stress-free.
If you have more questions about credit counseling and debtor education courses in Colorado, contact bankruptcy attorney Barry Arrington today for a free consultation at 303-205-7870. Or, submit the “Get Bankruptcy Help Now” form. Barry will fight to get you the best, fresh start possible.