Bankruptcy Attorney Near Me in Aurora | Is It a Good Idea to File for Bankruptcy without a Lawyer? 

Wondering if you can file your Chapter 7 or Chapter 13 bankruptcy pro se or without an attorney?
Image Source: Pixabay-tswedensky

Often, when a person is considering filing for bankruptcy in Aurora, Centennial or Parker, they look into the process to see if it is something they can just do themselves. It seems to just be filling out paperwork and meeting deadlines, so it should be doable, right? While it may save you some money to file the paperwork yourself, it will not save you time or the headache. There is a reason why bankruptcy attorneys exist – they are necessary.  Consider the fact that the percentage of Chapter 13 or Chapter 7 bankruptcy success rates drops significantly if an attorney is not involved. So, you need to consider: Is it worth it to spend the time and energy trying to manage it all yourself, only to have to hire an attorney down the line? 

Filing a Chapter 7 or Chapter 13 Bankruptcy Pro Se: What Does the U.S. Bankruptcy Court of Colorado Say? 

The United States Bankruptcy Court: District of Colorado has documentation on their site about how to file a bankruptcy case pro se (or without an attorney). However, they state at the beginning of their Pro Se Guide:  

While you can successfully prosecute your own case, bankruptcy is a complex process and we highly recommend you retain the services of an attorney.

In fact, the main page for ‘Filing Without an Attorney’ on the site states: 

Bankruptcy can have serious long-term consequences. A lawyer can explain to you what may happen as a result of filing for bankruptcy and what your options are. If you do file for bankruptcy, a lawyer can help protect you, your family, your home and your possessions.

I know it may be hard to take the word of a bankruptcy attorney – someone who directly benefits from being hired for an Aurora or Centennial bankruptcy case, so don’t just take my word for it. Trust the courts who see the number of people who fail when they file on their own. If there wasn’t a significant trend, they wouldn’t have these statements on their site. I even chatted online with a representative through the U.S. Bankruptcy Court – Colorado site to see if they had specific statistics about success rates and was told that it’s best to get a lawyer, especially for Chapter 13 bankruptcy because they are NEVER approved pro se.  

If you are considering filing for bankruptcy, you have nothing to lose by calling expert bankruptcy attorney Barry Arrington at 303-205-7870 to schedule a free consultation. Begin you journey toward financial freedom today.  

Image Source: Pixabay-

Add a Comment

Your email address will not be published. Required fields are marked *