As a bankruptcy attorney in Aurora, Denver, and Centennial, I have years of experience helping families file for Chapter 7 or Chapter 13 bankruptcy. I offer a free initial consultation to discuss their financial situation, and often, it turns more into a counseling session than a legal consultation. I find myself lending a sympathetic ear as men and women explain how they got into their current situation. They pour their hearts out as they reflect on what they once had. Often, they began their life with good credit, a good job, and many built successful businesses. But, as life tends to throw curveballs, they ended up with overwhelming debt and no foreseeable way of escape.
Life Throws Us Curveballs – It’s the Recovery that Matters
Sometimes, misfortune is the result of making bad decisions. But, more often than not, people find themselves in financial trouble because life throws curveballs. There are always unexpected events which change the course of our life. Whether it is a bad real estate investment, the loss of a job, a medical crisis, or a failed business attempt, life has a way of costing more than we thought it would. I hear people every day in my office say they “can’t believe” they’re thinking about filing for bankruptcy, with tears streaming down their face. I always tell them that life has its ups and downs – it’s how we pick ourselves up that matters. And, bankruptcy is a wise, legal option for financial recovery.
[pullquote align=”center” textalign=”center” width=”100%”]Life has its ups and downs. It’s how we pick ourselves up that matters.[/pullquote]
You’re Not Bad if you File for Bankruptcy: You’re Taking Control
The general public has a negative view of bankruptcy, and those who file for it. Many people ask me why my clients just don’t pay their bills like everyone else? This is a simplistic view of the world, and it is unkind, un-empathetic, and judgmental. Those who make comments like this often haven’t experienced the ups and downs of life. They don’t understand that a person can be responsible, honest, and wise, and contract a rare disease which requires hundreds of thousands of dollars to treat. Just because you “do everything right” doesn’t mean a crisis won’t change your way of living. We all know those people who eat organic food, drink filtered water, workout every day, and still end up getting cancer. The same thing happens to people financially. When I meet with clients, they are not sleeping, stressed out, and ashamed. I sit them down, discuss their options, give them hope, and explain that filing for bankruptcy happens to the best of us. Bankruptcy offers a fresh start, and allows people to take control of their lives. You’re not bad if you file for bankruptcy – you’re smart to take action to prepare for a bright financial future for you and your children.
You aren’t bad if you file for bankruptcy – you’re taking control of your future. Contact knowledgeable Littleton, Aurora and Centennial lawyer Barry Arrington today for a free consultation at 303-205-7870, or submit the “Get Bankruptcy Help Now” form. He will fight to give you the best, fresh start possible.
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