If you are struggling financially with credit card debt and problems paying your mortgage, odds are that you have kept it to yourself. This is the most common way of coping with stress – especially when it involves money. Often, people are embarrassed about their money problems, as if their struggle is a reflection on them as a person if they file for Chapter 7 or Chapter 13 Bankruptcy. They think they need to get themselves out of their own mess. This kind of anxiety should not be dealt with alone in Littleton, Aurora or Centennial. Harassing creditors can be overwhelming. I always counsel my clients to identify people in their lives with whom they can confide and get advice – this will help relieve so much anxiety.
Don’t Be Afraid to Talk with Friends and Family: They Often Have Dealt with Bankruptcy Themselves
There are a lot of people who file bankruptcy each year (over 1 million people). Chances are, one of those million may just be a friend of yours who will be able to give you advice and perspective. Even if they haven’t dealt with bankruptcy, odds are they have had financial struggles just like the rest of us. Another good option is to confide in a family member you can trust. Your family is connected to you, and most likely will be able to offer good insight and guidance.
Don’t Be Afraid to Communicate with your Spouse about your Debt
Money does weird things to people. Stress about making your mortgage payments every month, or credit card debt can be overwhelming. Often, very communicative marriages become silent when financial issues arise. Be sure to discuss your feelings and emotions as you go through the bankruptcy process – this will ensure that you are not miscommunicating. Much unnecessary stress is caused because a person failed to talk through a plan with their spouse.
Don’t Be Afraid of Consulting with a Counselor:
Financial stress can be overwhelming and can affect many other areas of your life. Don’t be afraid to seek out counseling from a licensed counselor or a religious leader who can help you with your faith and other areas of your life. There can be a lot of turmoil during a bankruptcy case in Littleton, Centennial and Aurora – don’t be afraid to work with someone who has helped other people in the same situation.
Work with an Experienced Christian Bankruptcy Attorney
Often, the fear and turmoil that arises during a bankruptcy case comes from the unknown. Don’t work with someone who doesn’t take the time to explain the entire process to you. Don’t settle for someone who doesn’t give you straight answers and is never available when you call. Be sure to take advantage of my free consultation so that you see for yourself the difference a Christian bankruptcy lawyer can make. I have many years of experienced with debt relief and bankruptcy in the Denver metro area.
If you are considering filing for Chapter 13 or Chapter 7 bankruptcy in Littleton, don’t be afraid to consult with people who can help you. It is very important that you work with an experienced bankruptcy attorney. Call now to request your free initial consultation with Barry Arrington, a trustworthy and understanding bankruptcy lawyer at 303-205-7870 or submit the “Get Help Now” form to begin your journey towards financial freedom.