Dischargeable Debts in an Aurora Chapter 7 Bankruptcy

Learn more about dischargeable debts in a Colorado Chapter 7 bankruptcy.

Since many people consider filing a Chapter 7 bankruptcy in Aurora, Centennial and across Colorado to alleviate the burden of debt, it makes sense many would wonder which of their debts they’ll be responsible for after their bankruptcy. Chapter 7 bankruptcy is a liquidation bankruptcy in Colorado, which means it works to liquidate or “wipe out” your debts. Though there are non-dischargeable debts in bankruptcy (debts you will have to pay after your bankruptcy), most of your debts in a Chapter 7 bankruptcy can be discharged.

Definition of Bankruptcy Discharge in Littleton, Colorado

A discharge in a Littleton or Greenwood Village Chapter 7 bankruptcy will take away your burden and responsibility to pay off your debt. After a discharge occurs, you won’t be required to pay your discharged debts and you will no longer be contacted by creditors.

Top Parker Bankruptcy Lawyer: Most Common Discharged Debts in a Parker Chapter 7 Bankruptcy

In Parker, Douglas County and across Colorado, the most common discharged debts include:

1.Medical Bills

2.Back Rent

3.Utility Bills

4.Government Benefit Payments

5.Business Debts

6.Some auto accident claims

7.Social security overpayments

8.Credit card debt

9.Gambling debt


It should be noted that any fraud associated with any of the above debts can result in them being non-dischargeable.

Can I Receive More than One Discharge in Highlands Ranch?

Yes. However, you must wait 8 years from the date you filed your Chapter 7 bankruptcy case to be eligible for another Chapter 7 discharge in Highlands Ranch, Lone Tree and across Colorado. The rules surrounding when you can file another bankruptcy and receive another discharge vary depending on the type of bankruptcy you filed and whether you received a discharge. If you received a bankruptcy case dismissal, there are different time frames for when you can refile. If you have more questions about dischargeable debts in a Chapter 7 bankruptcy and how a discharge works, don’t hesitate to contact experienced bankruptcy lawyer Barry Arrington for a free initial consultation today.

If you would like more information about a bankruptcy discharge and dischargeable debts in a Chapter 7 bankruptcy, contact experienced Christian bankruptcy attorney Barry Arrington for a free consultation at 303-205-7870. He offers a free consultation to lead you to a better financial future.


Image Courtesy of Master isolated / FreeDigitalPhotos.net

Add a Comment

Your email address will not be published.