Can I Receive Another Chapter 7 Bankruptcy Discharge in Centennial if I File Chapter 7 Again?

Learn more about whether you can file Chapter 7 bankruptcy again in Colorado if you've received a Chapter 7 bankruptcy discharge.

If you live in Centennial or any other area in Colorado and you are considering filing a Chapter 7 bankruptcy and you filed bankruptcy in the past, you may want to speak with bankruptcy attorney Barry Arrington first. In Colorado, you can file a Chapter 7 or Chapter 13 bankruptcy as many times as you need. However, whether you can receive a bankruptcy discharge depends on when you last received a Chapter 7 or Chapter 13 discharge.

Bankruptcy Discharge Definition in Aurora, Colorado: What is a Bankruptcy Discharge?

In Aurora and across Colorado, a bankruptcy discharge means you will no longer be responsible for paying certain dischargeable debts.  Typically, you can receive a Chapter 7 or Chapter 13 bankruptcy discharge after completing all requirements for your bankruptcy case, attending the meeting of creditors, providing all records of debts, assets, income, taking a credit counseling course or making all Chapter 13 payments/attending a confirmation hearing if filing a Chapter 13 bankruptcy.

Chapter 7 Bankruptcy Discharge in Littleton, Colorado: When Can I Receive Another Discharge?

In Littleton and across Colorado, the bankruptcy court will deny your Chapter 7 bankruptcy discharge if you received a discharge within eight years of filing again. The court will also deny a Chapter 7 bankruptcy discharge if you received a discharge in a Chapter 13 bankruptcy within six years before filing a Chapter 7 again. However, there are exceptions to this 6-year time period if you paid your Chapter 13 unsecured creditors in full, or if you paid at least 70% of allowed unsecured claims and the plan was filed in good faith and the payments were made with your best effort.

Filing Chapter 7 Bankruptcy in Colorado? Call Fort Collins Christian Bankruptcy Attorney Barry Arrington

If you are struggling financially and you are considering filing a Chapter 7 bankruptcy again, contact Fort Collins Christian bankruptcy lawyer Barry Arrington today. The bankruptcy rules are complicated surrounding filing a Chapter 7 bankruptcy again in Colorado. To save money and time, be sure you meet the time frames listed above if you’ve previously received a bankruptcy discharge. If you have not received a discharge for some reason, such as if you’ve received a case dismissal, other time frames will apply for when you can file Chapter 7 again. Call bankruptcy attorney Barry Arrington today if you are considering filing a Chapter 7 bankruptcy again and be on your way to your best, fresh start.

If you have more questions about filing a Chapter 7 bankruptcy again anywhere in Colorado, call bankruptcy lawyer Barry Arrington to request your free consultation meeting right away. Call him today at 303-205-7870. Or, submit the “Get Help Now” form to begin your journey toward financial freedom.

Image Credit: FreeDigitalPhotos.net – Stuart Miles

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