When Can I File Littleton Chapter 7 or Chapter 13 Bankruptcy Again?

Find out when you can file a Littleton Chapter 7 or Chapter 13 bankruptcy a second time.

If you have already filed a Chapter 7 or Chapter 13 bankruptcy in Littleton and need to file bankruptcy again, note there are certain time frames you must follow. Filing a subsequent Chapter 7 or Chapter 13 bankruptcy too soon after you have filed and received a discharge means you cannot receive another bankruptcy discharge. To be sure you receive the financial relief you deserve, speak with reputable bankruptcy lawyer Barry Arrington to see when you can file a Chapter 7 or Chapter 13 bankruptcy again.

Chapter 7 and Chapter 13 Bankruptcy in Aurora: Filing Under the Same Chapter Again

In Aurora, you must wait 8 years from the date you filed a Chapter 7 bankruptcy again to file another Chapter 7 bankruptcy. If you filed a Chapter 13 bankruptcy and received a bankruptcy discharge, you must wait 2 years to file another Chapter 13 bankruptcy.

Centennial and Littleton Chapter 7 and Chapter 13 Bankruptcy: Filing Under a Different Chapter Again

If you want to file bankruptcy again but under a different chapter in Centennial or Littleton, there are certain time frames you must consider as well. First, you must wait 4 years from the date you filed your Chapter 7 bankruptcy and received a discharge to file a Chapter 13 bankruptcy. If you received a discharge under a Chapter 13 bankruptcy, you cannot file a Chapter 7 bankruptcy and receive a discharge until 6 years have passed since you filed a Chapter 13 bankruptcy.  There are certain exceptions to this time frame, however, such as if you paid your unsecured creditors in full in the Chapter 13 bankruptcy, or you paid at least 70% of the Chapter 13 claims and your payment plan was presented in good faith.

What if My Parker Chapter 7 or Chapter 13 Case Was Dismissed?

If you filed a Chapter 7 or Chapter 13 bankruptcy in Parker but your bankruptcy case was dismissed, you are generally able to file bankruptcy again. However, if the reasons for your bankruptcy case dismissal were that you failed to appear in court on the case, or you didn’t obey a court order, for example, a waiting period of 180 days may apply. The rules of the automatic stay will also work differently after receiving a bankruptcy case dismissal.

Lone Tree Chapter 7 and Chapter 13 Bankruptcy Lawyer Barry Arrington: Call Today if You Need to File Bankruptcy Again

Filing a Chapter 7 or Chapter 13 bankruptcy again in Lone Tree can be complicated. It is always best to speak with a knowledgeable bankruptcy lawyer about filing bankruptcy a second time to be sure you honor time requirements, receive a bankruptcy discharge, and receive the financial freedom you are looking for. If you have more questions about filing a Chapter 7 or Chapter 13 bankruptcy again in Colorado, call bankruptcy lawyer Barry Arrington today to set up a free initial consultation.

If you have more questions about filing bankruptcy more than once in Colorado, call bankruptcy lawyer Barry Arrington to request your free consultation meeting. Call today at 303-205-7870. Or, submit the “Get Help Now” form to begin your journey toward financial freedom.

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