There have been several tax reforms in 2019 and a lot of changes can be seen in the form of increased tax rates. Are you wondering what will happen to your taxes after bankruptcy. Due to changes in tax laws, you...
It often comes as a surprise to my Christian friends and neighbors when we talk about bankruptcy. It stuns them when they find out I believe that God and the law of our land approve bankruptcy, including Christian Bankruptcy. Just the...
One of the most common reasons my clients say they want to avoid bankruptcy is because it will stay on their credit report for so long. In fact, one of the first questions I’m asked in nearly every consultation is, “If...
For the past two days, I’ve overheard some friends and neighbors here in Littleton talking about credit cards and credit scores while sipping fancy $7 coffee drinks. If you’re in debt, you should begin thinking about ways to improve your credit...
I stopped into one of those “big box” stores in Aurora the other day to pick up some new gloves. The woman in front of me at the check-out was trying to pay with multiple credit cards until she finally found...
We’ve been talking quite a bit in 2019 about wage garnishment. This is because wage garnishments tend to spike with every new year as holiday bills begin to mount. If you’re struggling to pay your bills now, you might be facing...
I never want to be the kind of attorney who says, “I told you so.” My clients are struggling with too much debt and too little income to pay their debts. They’re already feeling a little down and stressed. So let’s...
If you’re drowning in debt and getting behind on your bills, you might be facing having your wages garnished. In addition to being in debt and already unable to pay your bills, a garnishment is going to make your bad financial...
Year-end brings a mix of fun, stress, possibilities and worry for almost everyone here in our fine city of Denver, Colorado. It also can bring the threat of wage garnishments for our neighbors in Aurora, Centennial and beyond who simply have...
Bankruptcy is no laughing matter. In fact, it’s terribly stressful. A pile of debt is no fun at all, and only gets worse with the pressure to over-spend. Here’s an idea: instead of over-spending this Christmas, decide not to. Instead of...
