A Creditor Matrix is a mailing list for the Colorado court with your debtor’s address and all your creditors’ addresses. You must list every creditor you owe money. The Colorado bankruptcy court will use this list to tell your creditors that you filed for bankruptcy. If you omit creditors they may still be able to come after you to collect debt. There are several ways to present your creditor matrix to the Colorado courts.
How to Create Creditor Matrix in Colorado
(also called the “Creditor Mailing List”)
Option 1 (enter creditors online):
This is by far the easiest option and will reduce the possibility of formatting mistakes.
Make sure you have the following information handy before you start:
- Names and addresses of your creditors including: Address, City, State, and ZIP code.
- Last 4 digits of the account number (if applicable) with each creditor.
Option 2 (email a file):
Prepare a Word document or text file (.doc, .docx, or .txt) listing all your creditors and their mailing addresses. Your must format the list in a single column, left justified, with two lines between each address. Each creditor entry is limited to five lines. And do not include any symbols or special characters (|@#$%^&*()_+?).
Do not include full account numbers or phone numbers. Do not list the amount owed.
You should include the company or individual name and address as follows.
388 Greenwich Street
New York, NY 10013
Option 3 (mail in your creditor matrix):
If you decide to use this option which we think is the most difficult of the 3 be sure to have your bankruptcy lawyer review before sending in.
- Mail a thumb drive or CD containing a saved copy of your List of Creditors (or a legible, printed copy) with your documents to U.S. Bankruptcy Court, 721 19th St., Denver, CO 80202.
- Be sure to put your thumb drive or CD in a padded or protective envelope.
- Again, your list must be formatted the same as the email option.
Your must format your creditor list in a single column, left justified, with two lines between each address.