Centennial Bankruptcy Lawyer | Ready for Bankruptcy? Questions to Ask Yourself  

Give yourself this quiz and honestly answer these questions to see if you may be ready to file for bankruptcy.
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Often, when people call to schedule their free consultation, they tell me they aren’t sure if they are at a financial point where bankruptcy is the right next step.  Many think that they must hit a serious rock bottom in order to take the next step to filing for bankruptcy, like getting evicted or having your wages garnished. While these are significant financial troubles that make people want to take the next step in filing for Chapter 7 or Chapter 13 bankruptcy in Aurora or Centennial, it is possible to get the financial help you need before it gets that bad. Honestly answer the following questions to see if you are at a point where you need some legal financial debt solutions, like bankruptcy. 

Should I File for Bankruptcy: Questions to Ask Yourself Before Calling an Aurora Bankruptcy Attorney

  • Do you have credit card accounts overdue more than 30 days?
  • Are your wages being garnished?
  • Are you only making minimum payments on your credit cards?
  • Do you have more than one mortgage on your house?
  • Do you get calls from bill collectors at home and at work?
  • Have you taken a loan from a payday loan or vehicle title loan center?
  • Do you regularly bounce checks to pay utilities or buy food?
  • Have you maxed out one or more of your credit cards?
  • Have you taken a loan or done a balance transfer to pay a credit card?
  • Are you worried about foreclosure?
  • Has your car been repossessed or your home foreclosed on, leaving you with a balance due?
  • Has a credit card company cancelled your card due to non-payment?
  • Have you borrowed money from friends and family to pay bills?
  • Do you have to choose which bills to pay each month because you can’t pay them all?
  • Do you avoid answering your phone for fear that it is a creditor or bill collector calling?
  • Do you live paycheck to paycheck with no savings or financial stability for an emergency situation?
  • Do your finances stress you out and cause you to lose sleep at night?

If you answered yes to one or more of these questions, you may be at a point where bankruptcy is the best option for you. 

If you are ready to have a professional look at your finances and advise you about your debt relief options, call the best bankruptcy attorney Barry Arrington at 303-205-7870 to schedule your free consultation and begin your journey toward financial freedom. 

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