If you are considering a Chapter 7 or Chapter 13 bankruptcy in Littleton, you may be wondering how it will affect finding or keeping a job. Fortunately, in most cases, current or potential employers will not find out about your Chapter 7 or Chapter 13 bankruptcy. In the event they do, however, they cannot discriminate against you.
Aurora Bankruptcy if Currently Employed: You Can’t Lose Your Job Because of Bankruptcy
In Aurora, if you have filed a Chapter 7 or Chapter 13 bankruptcy, you cannot lose your job as a result of filing. According to Title 11 U.S. Code Section 525(b), no employer (whether government or private) can fire or discriminate against you because you’ve filed for bankruptcy. They cannot reduce your salary, reduce job responsibilities, or take away your job title because you’ve filed for bankruptcy. In most cases, if you are currently employed, your employer will not even know about your Chapter 7 or Chapter 13 bankruptcy. Employers may only find out about your bankruptcy if a creditor has sued you and has begun garnishing your wages. In most cases, however, your Chapter 7 or Chapter 13 bankruptcy can stop the wage garnishment. An employer may also find out if you’ve filed a Chapter 13 bankruptcy if Chapter 13 payments are deducted from your wages / income.
Bankruptcy in Centennial and Potential Employment: Bankruptcy’s Effect on Finding a Job
Generally, in Centennial, filing a Chapter 7 or Chapter 13 bankruptcy will not affect your ability to find a job. No federal, state or local government agency can choose not to hire you because you’ve filed for bankruptcy. However, if a security clearance is required for a job you are applying for, such as a police officer or other government job, your bankruptcy may affect your ability to get that job. One reason for this is that someone in debt may be at a higher risk of being blackmailed if taking on a job where a security clearance is required.
Lawyer for Bankruptcy in Highlands Ranch: Call Barry Today
Filing a Chapter 7 or Chapter 13 bankruptcy in Highlands Ranch can be intimidating if you are currently employed or looking for another job. However, it is good to keep in mind that bankruptcy is intended to give you financial relief, and bankruptcy law prohibits current or potential employers discriminating against those who have filed. If you have more questions about the Chapter 7 or Chapter 13 filing process and how it could affect your job situation, call bankruptcy lawyer Barry Arrington today.
If you would like more information about how a Chapter 7 or Chapter 13 bankruptcy in Colorado could affect your job, contact bankruptcy attorney Barry Arrington for a free initial consultation. Contact him today at 303-205-7870. He will help you get the best, fresh start.